How it works

  • Design your loan – Pick the amount you want and how long you want it to set your payment amount
  • Borrow up to $1000
  • Affordable Loans
  • Apply online – No paperwork or faxes. Just complete a short online questionnaire
  • Talk to a real person – Your own personal account manager will contact you to approve your loan and get the money sent to your bank account
  • Money within a few hours – Your cash will usually be available in your account inside of 24 hours!
  • Safe and Secure
  • Instant Approval

GetYourCash loans are designed to be affordable — they are not payday loans. GetYourCash gives you the cash you need and keeps you out of the payday loan trap.

We know it can feel tight from paycheck to paycheck, so we let you decide how much you can afford to pay every payday. Then, we can automatically deduct your payment from your account so you don’t have to worry about it.

Implications of non-payment: In an event that the customer does not repay the loan as agreed to by both parties, (Instant Cash Flow, Inc.) will send the customers account to a collection agency or law firm. Additional fees will be added, including collection fees, attorney fees, court costs. Interest will not be raised. It is possible that the customers credit score will be impacted in a negative way if non-payment occurs.

Renewal Policy: We will not renew (refinance) a loan without the customer’s consent. If a renewal is requested by customer, a new loan will be set up with new loan terms at that time.

APR: Average APR for our Loans range from 420% to 599%